2023-2024 Enrollment Now Open
Eligibility for Insurance Coverage
All international students attending a secondary school registered for credit courses who are required to purchase an insurance Plan to be enrolled at the school.
U.S. citizens are not eligible for coverage.
Students must actively attend classes for at least the first 31 days and/or actively attend a school sponsored camp or program after the date for which coverage is purchased. The Company maintains its right to investigate student status and attendance records to verify that the policy Eligibility requirements have been met. If the Company discovers the Eligibility requirements have not been met, its only obligation is refund of premium.
For a complete view of the benefits available with each plan, view the appropriate plan brochure.
SHIP RED includes coverage for well-visits, immunizations and other Preventive Care services.
SHIP WHITE includes no Preventive Care services.
SHIP RED Highlights:
Our Premier Plan Offering Comprehensive Coverage including:
- Policy Maximum Benefit of $500,000
- No Deductible – in or out of network
- Co-insurance – 100% in network and 80% out of network
- Prescription Drug Benefit of $10,000
- Outpatient Physiotherapy of 60 visits maximum per policy year
- Preventive Care including physicals, GYN exams, routine screenings and immunizations
- Coverage for:
- Interscholastic Sports
- In-Patient and Out-Patient Mental Illness Treatment
- Acne Treatments
- Diabetes Services
- Allergy Treatment
- Medical Emergency
- Urgent Care Fees
- Hospital Room & Board
- Dental Treatment – Injury to Sound, Natural Teeth Only
- Out-Patient Labs and X-rays
- Durable Medical Equipment
For a summary of the benefits and exclusions of the SHIP RED plan, view the plan summary.
12 MONTH PLAN
$2,760
30 DAY PLAN
$242
SHIP WHITE Highlights:
Our Cost Competitive Plan Offering Comprehensive Coverage including:
- Policy Maximum Benefit of $100,000
- No Deductible – in or out of network
- Co-insurance – 100% in network and 80% out of network
- Prescription Drug Benefit of $700
- Outpatient Physiotherapy Benefit for 12 visits and then medical review will be required
- Coverage for:
- Interscholastic Sports
- In-Patient and Out-Patient Mental Illness Treatment
- Acne Treatments
- Diabetes Services
- Medical Emergency
- Urgent Care Fees
- Hospital Room & Board
- Dental Treatment – Injury to Sound, Natural Teeth Only
- Out-Patient Labs and X-rays
- Durable Medical Equipment